Insurance & Protection Plans
All vehicles are comprehensively insured.
N.A.B Rent a Car offers the following protection plans:
- Basic Protection (Included in Website Price)
- Standard Protection Plan (CDW Included)
- Super CDW Protection Plan
1. Basic Protection
(Included in Rental Price – No Additional Charge)
Basic Protection is automatically included in the website rental price.
Coverage Includes:
- Comprehensive insurance coverage
Accident Liability:
- If the accident is NOT the renter’s fault:
ZERO excess fee applies, provided a valid police report and the other party’s insurance claim number are submitted. - If the accident IS the renter’s fault:
In such cases, the renter will be fully liable for all losses or consequences. The maximum excess fee applies as follows:- Sedan, Medium Sedan, Compact Sedan, Compact SUV: OMR 150
- AWD, 4WD, and Big SUV Vehicles: OMR 250
Accident Procedure:
- Immediately contact Royal Oman Police (ROP) at 9999.
- Obtain an official ROP police report.
- Submit all required documents to N.A.B Offices.
- Replacement vehicles will be provided from N.A.B Offices.
Important Note:
Failure to obtain a valid police report may result in full liability for all damages.
2. Standard Protection Plan (CDW Included)
Collision Damage Waiver (CDW)
Accident Liability:
- If the accident is NOT the renter’s fault:
No excess fee applies. A valid police report and the other party’s insurance claim number are required. - If the accident IS the renter’s fault:
An excess fee of OMR 100 applies.
Coverage Details:
- Windshield: Covered under CDW with an excess of OMR 100.
- Tyres: Covered. All vehicle tyres are regularly inspected and replaced when necessary. In cases of misuse, negligence, or renter-caused damage, a charge of OMR 50 per tyre applies.
Accident Procedure:
- The renter must immediately contact the Royal Oman Police (ROP) by dialing 9999.
- An official ROP police report must be obtained.
- All accident-related documents must be submitted to N.A.B Offices.
- In case of an accident, a replacement vehicle will be provided from N.A.B Offices only.
Important Note:
Failure to obtain a valid police report may result in full liability for damages.
3. Super CDW Protection Plan
Super Collision Damage Waiver (Super CDW)
Accident Liability:
- If the accident is NOT the renter’s fault:
ZERO excess fee applies (with valid police report and other party’s claim number). - If the accident IS the renter’s fault:
ZERO excess fee applies.
Coverage Details:
- Windshield: Fully covered with ZERO excess.
- Tyres and Lights: Fully covered with ZERO excess.
Accident Procedure:
- Immediately contact Royal Oman Police (ROP) at 9999.
- Obtain an official ROP police report.
- Submit all required documents to N.A.B Offices.
- Replacement vehicles will be provided from N.A.B Offices.
Important Note:
Failure to obtain a valid police report may result in full liability for damages.
Insurance Exclusions
Insurance coverage does NOT apply in the following cases:
- Damage caused by:
- Wadi crossing
- Water exposure
- Desert dune bashing
- Negligence or reckless driving
- Damages, accidents, or losses caused while driving under the influence of alcohol, drugs, or any prohibited substances (as per Royal Oman Police regulations).
- Loss or theft of the vehicle resulting from leaving it unattended with:
- Keys inside the vehicle
- Engine running
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